Perodua officially launched the Perodua Total Protect motor insurance programme with its insurance panel consisting of 16 different panel members, which offers full coverage of the sum insured for the first five years of the vehicle’s age.
In the event of a total loss or theft, the customer is entitled to the full sum insured, not based on market value at the time of loss.
Perodua Total Protect offers 10 years’ coverage on excess, loading and betterment, meaning the insurance panel under the programme will waive any additional or excess and betterment charges up to 10 years.
In addition, it it will also give advanced Auto Assist free towing service coverage which includes 24/7 towing assist, subject to terms and conditions, as well as roadside assistance such as changing flat tyres or jump starting the car battery.
Another feature of the Auto Assist is the emergency evacuation services whereby the Auto Assist team will offer medical evacuation from an accident scene to any nearby hospital or medical facility, and the Auto Assist member or authorised driver is eligible for medical services.
The team will then contact family members or loved ones as a complimentary service when utilising the emergency evacuation services.
Members are also offered alternative transport assistance through discounts for car rentals up to 30% and free hotel accommodation for accident cases.
The programme also also includes flood damage reimbursement, coverage of loss of personal belongings due to break-in or vehicle theft, and non-insurance accident repair claim as well as bereavement expenses.
Coverage extends in Singapore and parts of Thailand, subject to terms and conditions.
Besides that, Perodua also introduced a “GAP-RTI” coverage whereby a new Perodua vehicle buyer would be able to insure the whole vehicle price to up to five years.
With this policy, a new owner would be able to claim the original purchase price of the vehicle in the event the vehicle is written off due to an accident.
All Perodua owners will be signed up for the programme when they renew their insurance at any Perodua showroom or service centre with no additional premium.
However, after the detariffication of motor insurance which is expected to be implemented this July, the premiums might change.